Signed in as:
filler@godaddy.com
Upside Enroll aims to help consumers make the best decision to rid their credit card & unsecured debt. Understanding all options before enrolling into a debt relief program is important to your financial future & peace of mind.
Find the program and payment timeline that works for you. Most often the consolidated program payment is much more affordable than all of your current minimum payments combined.
*Reviewing your credit report will not affect your credit score.*
Debt Settlement allows a consumers to settle on an account for less than what they owe on the balance. You can choose to work with and accredited service provider to assist with negotiating and paying off your debt. The final settlement amount is negotiated and approved for each enrolled account. An FDIC insured escrow or 'special savings account' is set up to accumulate funds from the client to pay off all creditors included in the program. The timeline to complete a debt settlement program is approximately 24-48 months. Your accounts will typically read 'paid or settled' on your credit report and show a '0' balance when you complete the process.
Also knows as Debt Management, can be a great tool for those who can still afford their current minimum payments but just cant seem to make headway reducing their balances. Credit Counseling is a licensed program that reduces high interest rates and extremely long payoff schedules. Typically a 3-5 year program. In the end you will have no missed payments and pay off your debts 'in full'. However the cards enrolled will will be closed. You can apply for new credit in the future to rebuild your credit profile over time with new positive trade-lines.
You can hire a licensed Credit Repair company to assist you in removing negative information from your credit report. Outdated and erroneous information often goes unnoticed and can be affecting your credit score. Once the items are removed your score will naturally improve. Credit Repair has been around a long time and can be a very useful tool for those trying to better their credit profile for important life events. Personal loans, mortgage financing, auto loans, employment, etc.
By submitting this form, I am providing Upside Enroll or a third party on its behalf, with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase.